NPL ACQUISITION FROM AN INVESTMENT FUND, REINVESTMENT AND SUCCESSFUL RESOLUTION OF COMPLEX COURT PROCEEDINGS.

“I have worked with Santiago Hernández for several years on a range of projects, both personally and through my companies, particularly Citizen Rooms 2017 SL. Whenever a legal matter or a complex transaction has arisen, Santiago has been my first port of call. He is a lawyer I trust: he has given me peace of mind, been available whenever I have needed him and, above all, offered a range of solutions.

One of the most significant and complex matters involved acquiring a mortgage loan secured over a property I was already renting. I initially acquired the loan from an investment fund through a bank, while it was still operating as a bank. The Luxembourg investment fund and Santiago Hernández handled the legal aspects of the transaction, reviewing the documentation, preparing the acquisition process and supporting me at every stage.

He also advised on the public auction process, through which we eventually realised a capital gain, always seeking the best strategy to maximise the return on our investment. The transaction was highly successful and generated substantial gains. We then worked together to reinvest those proceeds in other assets, with Santiago advising on each decision. We have also worked together on judicial auction transactions, an important part of Citizen Rooms’ business.

One of those transactions involved a particularly complex legal issue. The proceedings lasted several years, but Santiago identified a legal error that proved decisive. He met with the Court Clerk and maintained our position until the security deposits we had lodged were returned.

It was a complex matter, but his persistence, expertise and approach enabled us to resolve it successfully. We recovered the deposit quite recently, around six weeks ago. Beyond individual cases, what I value most is his way of working: I have always felt supported.

He is approachable, accessible and easy to speak with, and our communication has always been excellent. When an issue arises, he explains the legal position, explores solutions and commits fully to achieving the best possible outcome.

After so many years of working together, I regard him as a trusted and highly valued legal adviser. He inspires confidence, and whenever I entrust him with an important matter, I know I am in good hands. That peace of mind means a great deal to me.

I regularly recommend Santiago to clients and friends who ask me for a lawyer, and I always share his number. He is the person I turn to. Thank you”.